Author name: thejourneyintowealth

What Does “Measurable” Mean when Talking about Personal Finance? In personal finance, the term “measurable” refers to the ability to quantify your financial goals and track your progress toward achieving them. It’s a key element of effective financial planning that ensures your aspirations—whether they’re saving for a house, paying off debt, or building an emergency […]

When it comes to achieving financial success, clarity is your greatest ally. Many of us set lofty goals like “save more money” or “get out of debt,” only to feel overwhelmed and unsure of where to start. This is where the principle of specificity comes into play. What Does Being Specific Mean? A specific financial

The S.M.A.R.T. system is a widely recognized framework used to help you and organizations set clear, achievable, and measurable goals. Although it is often applied in personal and professional contexts, it can also be a highly effective tool in your financial planning. The S.M.A.R.T. framework stands for Specific, Measurable, Achievable, Relevant, and Time-bound, and each

If you have read part I of money fears, hopefully, you would have spent some time identifying your own money fears and now that you’re aware of your money fears you can begin to challenge them. How you start challenging your money fears is by asking yourself, “Is the money fear I am concentrating on,

Money is one of the most loaded topics we face. It touches every aspect of our lives, yet it’s often avoided in conversation or laced with anxiety. Deep down, most of us carry certain fears about money; whether it’s the fear of not having enough, fear of having too much, fear of losing what we

For far too long everyone dealing in finance has spoken about budgets, cut back on this, cut back on that and so  if you are like a lot of people, whenever you hear the word budget it brings up feelings of negativity and thoughts of I never have enough. But having read I will teach

To handle our money we need to use banks and other financial institutions. We do this for safety and ease. Despite the reputation some banks and financial institutions have, they do have their uses. In this blog, we will look at how to organize your financial accounts so that you can automate most of your

Now that you have sorted the amount of debt that you are repaying, it’s time to sort out which credit card to use and arrange your bank accounts ready to enable you to streamline and automate the way that you handle your money. If you have done the just for fun from the First Road

The start of your journey on the road to financial freedom will be by learning how to handle debt and credit cards. The reason being, that more often than not one comes with the other, as debt is built using money we don’t have and credit cards do exactly that! give you access to money

On day one of the challenge when I had the money but couldn’t purchase anything with it. It made me think about the actual use and value of money. What I came to understand is that while money serves as an important tool in the building and sustainability of an individual and society, it is